How to Apply/Cómo Aplicar
1. To qualify for a Sussex County Habitat for Humanity house you must:
- live or work in Sussex County for at least one year,
- have a need for decent and affordable housing,
- be able to pay a not for profit affordable mortgage in the approximate amount of $500 per month, and
- demonstrate a willingness to partner.
2. The need for housing may be demonstrated by:
- overcrowding,
- cost burdened,
- rodent infestation,
- inadequate water, electrical, heating or septic systems,
- structural problems or any other unhealthy or unsafe conditions.
3. The ability to pay the not for profit, affordable mortgage is demonstrated by having a gross income from all qualified sources within the following guidelines:
2013- 2014 HUD Guidelines
|
Family Size
|
Income not less than
|
Income not more than
|
|---|---|---|
|
One
|
$19,800 Yearly
($1,650 Monthly)
|
$26,220 Yearly
($2,185 Monthly)
|
|
Two
|
$19,800 Yearly
($1,650 Monthly)
|
$30,000 Yearly
($2,500 Monthly)
|
|
Three
|
$19,800 Yearly
($1,650 Monthly)
|
$33,720 Yearly
($2,810 Monthly)
|
|
Four
|
$19,800 Yearly
($1,650 Monthly) |
$37,440 Yearly
($3,120 Monthly)
|
|
Five
|
$19,800 Yearly
($1,650 Monthly) |
$40,440 Yearly
($3,370 Monthly)
|
|
Six
|
$19,800 Yearly
($1,650 Monthly) |
$43,440 Yearly
($3,620 Monthly)
|
|
Seven
|
$19,800 Yearly
($1,650 Monthly) |
$46,440 Yearly
($3,870 Monthly)
|
4. A successful applicant family must also be willing to fulfill all of the requirements related to being a Habitat partner family. Some of these requirements are:
- Investing 250 hours per adult in "sweat equity" building your own home and the homes of other Habitat partner families.
- Having on deposit, in escrow, of $2,500 for closing costs.
- Attending monthly homeownership preparation classes.
- Learning about construction and home maintenance.
- Being a good ambassador for Habitat in the community so this important work can continue.
If you would like to learn more about homeownership, call us (302) 855-1153 ext. 204
